International Development, Community and Environment (IDCE)

Date of Award


Degree Type

Research Paper

Degree Name

Master of Arts in Community Development and Planning (CDP)


International Development, Community and Environment

Chief Instructor

Ramón Borges-Méndez

Second Reader

Kathryn Madden


This research presents findings from scholarly literature, two background cases, and three key informant interviews about why Black small businesses might receive less loan assistance through the U.S. Small Business Administration (SBA) than White small businesses. Specifically, it addresses whether racial inequality in wealth explains why Black small business owners receive less loan assistance than their White counterparts in the City of Worcester. By examining existing literature around topic, this research offers policy recommendations to improve conditions for Black small businesses and their minority counterparts in the small business market.





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